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So we can say the second incarnation of New York City involved the Dutch, and later the English, who stole New York City from the Dutch in a war, and this incarnation was a pre-international trade New York. Then we get the third incarnation, which was centered around South Street. This is the big trading period where New York City’s excellent port came in handy and helped traders develop excess (more than was needed) wealth. This period led to the fourth incarnation, which was the banking incarnation. The excess wealth developed through trade was used to create banks which allowed more wealth to be created more easily. These days New York City seems to remain the off-spring of these wealthy, greedy, aggressive white guys who turned to banking. Of them, J.P. Morgan was the most famous and powerful. They turned his house into a museum as well – it’s near the Empire State Building.